Florida Community Network provides information on over 50,000 communities including HOA's, condominiums and subdivisions. We provide detailed information including descriptions, board members, property managers, amenities, resident directory (over 300,000 residents), property details, contact information and more.
Search our site to quickly locate any community within a county. Use the search box and begin typing the community name. This information is available free to homeowners, potential buyers, sellers, Realtors, property manager, real estate attorneys, mortgage brokers, financial institutions and vendors. If you have any questions, please feel free to contact us.
|View Details||BRAGG BRANCH CROSSING OWNERS ASSOCIATION, LIVE OAK FL||SUWANNEE|
|View Details||CAMP OTHE SUWANNEE COMMUNITY ASSOCIATION, MC ALPIN FL||SUWANNEE|
|View Details||CARRIAGE PLACE HOMEOWNERS ASSOCIATION, LIVE OAK FL||SUWANNEE|
|View Details||DEER LAKE ESTATES OWNERS ASSOCIATION, LIVE OAK FL||SUWANNEE|
|View Details||DOWLING PARK APARTMENTS, LIVE OAK FL||SUWANNEE|
|View Details||DRY BRANCH OWNERS ASSOCIATION, LIVE OAK FL||SUWANNEE|
|View Details||FIELDS OF MCALPIN OWNERS ASSOCIATION, LIVE OAK FL||SUWANNEE|
|View Details||FLYING LITTLE RIVER HOMEOWNERS ASSOCIATION, MC ALPIN FL||SUWANNEE|
|View Details||FOXBORO HOMEOWNERS ASSOCIATION, LIVE OAK FL||SUWANNEE|
|View Details||GREATER BRANFORD COMMUNITY ASSOCIATION, BRANFORD FL||SUWANNEE|
|View Details||HIGH SPRING HILLS OWNERS ASSOCIATION, BRANFORD FL||SUWANNEE|
|View Details||HILDRETH CROSSING OWNERS ASSOCIATION, BRANFORD FL||SUWANNEE|
|View Details||ICHETUCKNEE RIVER ESTATES HOMEOWNERS ASSOCIATION, BRANFORD FL||SUWANNEE|
|View Details||LAKE LOUISE ESTATES HOMEOWNERS ASSOCIATION, LIVE OAK FL||SUWANNEE|
|View Details||OAKCREST ANNEX OWNERS ASSOCIATION, WELLBORN FL||SUWANNEE|
|View Details||OAKRIDGE OWNERS ASSOCIATION, LIVE OAK FL||SUWANNEE|
|View Details||OLD SUGAR MILL FARMS HOMEOWNERS ASSOCIATION, LIVE OAK FL||SUWANNEE|
|View Details||OVERLOOK COMMERCIAL PARK OWNERS ASSOCIATION, LIVE OAK FL||SUWANNEE|
|View Details||PENNINGTON HOMEOWNERS ASSOCIATION, WELLBORN FL||SUWANNEE|
|View Details||RIVERWOODS HOMEOWNERS ASSOCIATION, LIVE OAK FL||SUWANNEE|
|View Details||SAVANNAH PLANTATION OWNERS ASSOCIATION, LIVE OAK FL||SUWANNEE|
|View Details||SAVANNAS WALK OWNERS ASSOCIATION, LIVE OAK FL||SUWANNEE|
|View Details||SPRING RANCH OWNERS ASSOCIATION, LIVE OAK FL||SUWANNEE|
|View Details||SUWANNEE BELLE PROPERTY OWNERS ASSOCIATION, O BRIEN FL||SUWANNEE|
|View Details||SUWANNEE BROOK OWNERS ASSOCIATION, LIVE OAK FL||SUWANNEE|
|View Details||SUWANNEE LANDING OWNERS ASSOCIATION, LIVE OAK FL||SUWANNEE|
|View Details||SUWANNEE ROLLING PINES HOMEOWNERS ASSOCIATION, LIVE OAK FL||SUWANNEE|
|View Details||TARA TRACE HOMEOWNERS ASSOCIATION, LIVE OAK FL||SUWANNEE|
|View Details||TRAILS HOMEOWNERS ASSOCIATION, LIVE OAK FL||SUWANNEE|
|View Details||TWIN TIMBERS PROPERTY OWNERS ASSOCIATION, LIVE OAK FL||SUWANNEE|
|View Details||WAYNE FRIERS MOBILE HOME PARK, LIVE OAK FL||SUWANNEE|
|View Details||WELLBORN COMMUNITY ASSOCIATION, WELLBORN FL||SUWANNEE|
|View Details||WHITE LAKE HOMEOWNERS ASSOCIATION, LIVE OAK FL||SUWANNEE|
How much do you know about HOA's in Florida? Do you understand the HOA covenants and restrictions? What about HOA dues, fees, or special assessments? HOA's or homeowner associations in Florida are usually commonplace in most new, single-family home developments, and generally in every condominium or townhome communities. The HOA is the ruling and administration organization in the complex, subdivision, or development, and is usually comprised of an HOA board that is made up of volunteer homeowners.
The central concept regarding a homeowners’ association (HOA) is that the residents of the community elect volunteer homeowners to the board of directors of the HOA. The board of director’s act as the governing body that oversees essential issues that come up in the community. The primary responsibilities of the board include representing the community resident’s best interests in protecting the value of their homes, by the enactment and enforcement of covenants and restrictions which are the rules that the community has agreed to abide by. Additionally, the HOA board is responsible for the assessment and collection of HOA fees, which are used to pay for the maintenance of the common areas and any other designated areas that are outlined in the covenants and deeds.
Homeowner association dues are usually determined by the amenities available in the community and maintenance of the common areas. Amenities include such things as a gated entrance, clubhouse, community pool, tennis court, children’s playground, etc. Maintenance of the common areas include lakes, ponds, right of ways, medians, exterior painting, parking areas, sidewalks, streetlights (in communities that include private streets), and roofs. In some communities, group rates are negotiated for trash pickup, cable and internet services. This may be part of your dues. Generally, dues are collected monthly or quarterly in most HOA’s, dues collected annually are less common. Not paying your dues to the HOA can lead to a lien being placed on your property which if not resolved may result in your property being foreclosed.
If you’re wondering whether you can get out of a homeowner’s association membership, you cannot. In Florida, generally, when you purchase a home, condo, townhouse, or villa that is overseen by a homeowner’s association, your membership in the association is automatic. There is no choice involved as the purchase of your property creates a contract with the HOA. The agreement states that you agree to follow the rules and regulations of the HOA as well as pay all of the dues, fees, and any special assessments that may arise.
Communities with homeowner associations contain rules and regulations in documents called covenants and restrictions. You should ask for a copy of the covenants and restrictions for the community before you execute a purchase agreement. Additionally, you can contract your purchase with the contingency that the covenants and restrictions must meet your approval and understanding.
Owners of condominiums are also subject to association fees. In Florida, condominium associations are governed by Florida Statute §718. In Florida, you may cancel your purchase contract through a “cooling off” provision within 7 days for a new condo or 3 days for a resale condo. This provision gives potential condo buyers time to review the condo fees, dues and budget.
Condominium association fees generally pay for maintenance of the grounds and common areas, exterior of the building, insurance, swimming pool, clubhouse, or other amenities. In many instances, the condo fee includes services such as garbage and water.
The best defense a homeowner has against their homeowners’ association is to be informed of your rights and obligations. To learn about your HOA, begin by reading the documents that control the HOA’s power. These include the Bylaws, Declarations of Restrictive Covenants, Articles of Incorporation and any Rules and Regulations. In Florida, HOA’s are governed by Chapter 720 of the Florida Statutes. Although there is no agency that enforces the Florida HOA statutes, the Department of Business and Professional Regulation deals with elections and recalls. This leaves the homeowner with one option and that is to litigate against the HOA, however, before filing a suit, pre-suit mediation must occur.
Homeowners should also be aware that if a new state law is enacted, it cannot be retroactively applied to change the HOA governing documents. Your HOA Bylaws, Declarations of Restrictive Covenants, and Rules are contracts. There are several exceptions to this, first if your governing documents state that they are “subject to Florida Statute Chapter 720 as amended from time to time,” or Florida Statute Chapter 617 and or 607, in the event that the association was created before Florida Statute Chapter 720 was enacted. Obtaining a copy of the Florida law at the time that the HOA documents were recorded can be found at the county courthouse where the property is located.