|
|
Florida Community Network Homeowners and Condominium Directory, consists of about 50,000 associations, with 200,000 board members, representing approximately 10 million Florida households. The site was developed to assist home/condo owners, buyers, sellers, real estate professionals, financial institutions, title companies, real estate attorneys, etc. with an easy way to contact their property manager or board members.
The site consists of contact information for the property managers and board members, map of where each HOA/Condo is located, amenities, descriptions of the community, association fees, sub-association directory of master-planned communities, website links for associations and property managers. This site also includes a detailed fact sheet for each association, including corporate name, origination date of the association, master association name, sub-association name, dwelling types in the neighborhood, alias names, and reviews, etc.
Search our site to quickly locate any community within a county. Use the search box and begin typing the community name. This information is available free to homeowners, potential buyers, sellers, Realtors, property manager, real estate attorneys, mortgage brokers, financial institutions and vendors. If you have any questions, please feel free to contact us.
COUNTY | COMMUNITY NAME | HOA OR NON | |
---|---|---|---|
BAY | EMERALD POINTE RESORT HOMEOWNERS ASSOCIATION, PANAMA CITY FL | HOA | Board Members (6) |
BAY | EMERALD SHORES PCB HOMEOWNERS ASSOCIATION, PANAMA CITY BEACH FL | HOA | Board Members (5) |
BAY | EN SOLEIL HOMEOWNERS ASSOCIATION, PANAMA CITY FL | HOA | Board Members (5) |
BAY | ENDLESS SUMMER HOMEOWNERS ASSOCIATION, PANAMA CITY BEACH FL | HOA | Board Members (6) |
BAY | FAIR OAKS HOMEOWNERS ASSOCIATION, PANAMA CITY BEACH FL | HOA | Board Members (2) |
BAY | FAIRWAYS AT BAY POINT HOMEOWNERS ASSOCIATION, PANAMA CITY FL | HOA | Board Members (4) |
BAY | FINISTERRE HOMEOWNERS ASSOCIATION, PANAMA CITY FL | HOA | Board Members (5) |
BAY | FONTAINEBLEAU TERRACE HOMEOWNERS ASSOCIATION, PANAMA CITY BEACH FL | HOA | Board Members (4) |
BAY | FOREST PARK HOMEOWNERS ASSOCIATION, PANAMA CITY FL | HOA | Board Members (4) |
BAY | FOUR FUN CONDO ASSOCIATION, PANAMA CITY BEACH FL | HOA | Board Members (3) |
BAY | GAILINDS PLACE OWNERS ASSOCIATION, PANAMA CITY FL | HOA | Board Members (3) |
BAY | GATES AT STERLING COVE OWNERS ASSOCIATION, PANAMA CITY FL | HOA | Board Members (5) |
BAY | GLADES HOMEOWNERS ASSOCIATION, PANAMA CITY BEACH FL | HOA | Board Members (6) |
BAY | GOLF COVE HOMEOWNERS ASSOCIATION, PANAMA CITY FL | HOA | Board Members (4) |
BAY | GRAND BAY ASSOCIATION, PANAMA CITY FL | HOA | Board Members (3) |
BAY | GRAND COURT TOWNHOUSE ASSOCIATION, PANAMA CITY FL | HOA | Board Members (1) |
BAY | GRAND LAGOON COVE CONDO ASSOCIATION, PANAMA CITY FL | HOA | Board Members (6) |
BAY | GRAND LAGOON VILLAS HOMEOWNERS ASSOCIATION, PANAMA CITY FL | HOA | Board Members (4) |
BAY | GRAND PANAMA BEACH RESORT CONDO ASSOCIATION, PANAMA CITY BEACH FL | HOA | Board Members (5) |
BAY | GRANDVIEW EAST HOMEOWNERS ASSOCIATION, PANAMA CITY BEACH FL | HOA | Board Members (5) |
BAY | GRANTS MILL HOMEOWNERS ASSOCIATION, LYNN HAVEN FL | HOA | Board Members (3) |
BAY | GRANTS MILL PHASE II OWNERS ASSOCIATION, LYNN HAVEN FL | HOA | Board Members (5) |
BAY | GREENWOOD ACRES, PANAMA CITY BEACH FL | HOA | Board Members (4) |
BAY | GREENWOOD ESTATES HOMEOWNERS ASSOCIATION, PANAMA CITY FL | HOA | Board Members (3) |
BAY | GREENWOOD ESTATES MASTER CONDO ASSOCIATION, PANAMA CITY FL | HOA | Board Members (4) |
BAY | GRIFFIN COMMERCE PLAZA CONDO ASSOCIATION, PANAMA CITY BEACH FL | HOA | Board Members (3) |
BAY | GSC HOMEOWNERS ASSOCIATION, PANAMA CITY FL | HOA | Board Members (5) |
BAY | GULF COAST MEDICAL PLAZA CONDO ASSOCIATION, PANAMA CITY FL | HOA | Board Members (4) |
BAY | GULF CREST CONDO ASSOCIATION, PANAMA CITY FL | HOA | Board Members (4) |
BAY | GULF HIGHLANDS BEACH RESORT HOMEOWNERS ASSOCIATION, PANAMA CITY BEACH FL | HOA | Board Members (6) |
BAY | GULF HIGHLANDS I, PANAMA CITY BEACH FL | HOA | Board Members (6) |
BAY | GULF PALMS OF PANAMA CITY BEACH, PANAMA CITY FL | HOA | Board Members (6) |
BAY | GULFGATE HOMEOWNERS ASSOCIATION, PANAMA CITY FL | HOA | Board Members (6) |
BAY | HAMMOCK CREEK COMMERCE PARK OWNERS ASSOCIATION, ROSEMARY BCH FL | HOA | Board Members (3) |
BAY | HAMMOCKS RESIDENTIAL COMMUNITY ASSOCIATION, LYNN HAVEN FL | HOA | Board Members (5) |
BAY | HARBOUR COVE VILLAGE HOMEOWNERS ASSOCIATION, PANAMA CITY BEACH FL | HOA | Board Members (3) |
BAY | HARBOUR TOWNE VILLAGE HOMEOWNERS ASSOCIATION, PANAMA CITY BEACH FL | HOA | Board Members (3) |
BAY | HARBOUR VILLAGE AT HISTORIC SAINT ANDREWS CONDO ASSOCIATION, PANAMA CITY FL | HOA | Board Members (5) |
BAY | HARBOUR VILLAGE YACHT CLUB, PANAMA CITY FL | HOA | Board Members (3) |
BAY | HARBOURS EDGE HOMEOWNERS ASSOCIATION, PANAMA CITY FL | HOA | Board Members (3) |
BAY | HARBUR ARMS HOMEOWNERS ASSOCIATION, PANAMA CITY BEACH FL | HOA | Board Members (3) |
BAY | HARRISON CENTER CONDO ASSOCIATION, PANAMA CITY FL | HOA | Board Members (5) |
BAY | HARRISON PLACE HOMEOWNERS ASSOCIATION, PANAMA CITY FL | HOA | Board Members (4) |
BAY | HARRISONS WALK HOMEOWNERS ASSOCIATION, PANAMA CITY BEACH FL | HOA | Board Members (5) |
BAY | HAWKS LANDING HOMEOWNERS ASSOCIATION, PANAMA CITY FL | HOA | Board Members (5) |
BAY | HERITAGE VILLAGE HOMEOWNERS ASSOCIATION, PANAMA CITY BEACH FL | HOA | Board Members (3) |
BAY | HIBISCUS BY THE BAY CONDO ASSOCIATION, PANAMA CITY BEACH FL | HOA | Board Members (5) |
BAY | HICKORY PARK TOWNHOUSE HOMEOWNERS ASSOCIATION, PANAMA CITY FL | HOA | Board Members (2) |
BAY | HIDDEN DUNES AT PANAMA CITY BEACH CONDO ASSOCIATION, PANAMA CITY FL | HOA | Board Members (5) |
BAY | HIDDEN LAGOON CONDO ASSOCIATION, PANAMA CITY FL | HOA | Board Members (1) |
BAY | HIDDEN LAGOON VILLAS HOMEOWNERS ASSOCIATION, PANAMA CITY FL | HOA | Board Members (3) |
BAY | HIDDEN RIDGE HOMEOWNERS ASSOCIATION, LYNN HAVEN FL | HOA | Board Members (2) |
BAY | HIGHLAND COMMONS PHASE 2 PROPERTY OWNERS ASSOCIATION, PANAMA CITY BEACH FL | HOA | Board Members (3) |
BAY | HIGHLAND COMMONS PROPERTY OWNERS ASSOCIATION, ROSEMARY BCH FL | HOA | Board Members (3) |
BAY | HISTORIC INLET BEACH NEIGHBORHOOD ASSOCIATION, PANAMA CITY BEACH FL | HOA | Board Members (6) |
BAY | HOLIDAY BEACH ON THE GULF HOMEOWNERS ASSOCIATION, PANAMA CITY FL | HOA | Board Members (6) |
BAY | HOLIDAY POINT TOWNHOMES OWNERS ASSOCIATION, PANAMA CITY BEACH FL | HOA | Board Members (5) |
BAY | HOMBRE GOLF VILLAGE HOMEOWNERS ASSOCIATION, PANAMA CITY BEACH FL | HOA | Board Members (3) |
BAY | HORIZON SOUTH CONDO ASSOCIATION, PANAMA CITY BEACH FL | HOA | Board Members (2) |
BAY | HORIZON SOUTH HOMEOWNERS ASSOCIATION, PANAMA CITY BEACH FL | HOA | Board Members (6) |
BAY | HORIZON SOUTH II CONDO ASSOCIATION, PANAMA CITY BEACH FL | HOA | Board Members (3) |
BAY | HORIZON SOUTH III, PANAMA CITY BEACH FL | HOA | Board Members (3) |
BAY | HORIZON SOUTH IV, PANAMA CITY BEACH FL | HOA | Board Members (4) |
BAY | HORIZON SOUTH IX, PANAMA CITY BEACH FL | HOA | Board Members (3) |
BAY | HORIZON SOUTH V, PANAMA CITY BEACH FL | HOA | Board Members (3) |
BAY | HORIZON SOUTH VI, PANAMA CITY BEACH FL | HOA | Board Members (3) |
BAY | HORIZON SOUTH VII, PANAMA CITY BEACH FL | HOA | Board Members (3) |
BAY | HORIZON SOUTH VIII, PANAMA CITY BEACH FL | HOA | Board Members (3) |
BAY | HORIZON SOUTH X, PANAMA CITY BEACH FL | HOA | Board Members (3) |
BAY | HORIZON SOUTH XI, PANAMA CITY BEACH FL | HOA | Board Members (3) |
BAY | HORIZON SOUTH XII, PANAMA CITY BEACH FL | HOA | Board Members (3) |
BAY | HORIZON SOUTH XIII, PANAMA CITY BEACH FL | HOA | Board Members (3) |
BAY | HORIZON SOUTH XIV, PANAMA CITY BEACH FL | HOA | Board Members (3) |
BAY | HORIZON SOUTH XIX, PANAMA CITY BEACH FL | HOA | Board Members (3) |
BAY | HORIZON SOUTH XV, PANAMA CITY BEACH FL | HOA | Board Members (2) |
BAY | HORIZON SOUTH XVI, PANAMA CITY BEACH FL | HOA | Board Members (3) |
BAY | HORIZON SOUTH XVII, PANAMA CITY BEACH FL | HOA | Board Members (3) |
BAY | HORIZON SOUTH XVIII, PANAMA CITY BEACH FL | HOA | Board Members (3) |
BAY | HORIZON SOUTH XX, PANAMA CITY BEACH FL | HOA | Board Members (3) |
BAY | HORIZON SOUTH XXI, PANAMA CITY BEACH FL | HOA | Board Members (3) |
BAY | HORSESHOE CANAL HOMEOWNERS ASSOCIATION, LYNN HAVEN FL | HOA | Board Members (4) |
BAY | IDC OWNERS ASSOCIATION, PANAMA CITY FL | HOA | Board Members (5) |
BAY | ISLAND BREEZE HOMEOWNERS ASSOCIATION, PANAMA CITY FL | HOA | Board Members (3) |
BAY | ISLAND RESERVE CONDO ASSOCIATION, PANAMA CITY BEACH FL | HOA | Board Members (6) |
BAY | ISLE OF VIEW MOBILE HOME PARK, PANAMA CITY FL | HOA | Board Members (2) |
BAY | JENKS CROSSING OWNERS ASSOCIATION, LYNN HAVEN FL | HOA | Board Members (1) |
BAY | KIRKLAND MANOR HOMEOWNERS ASSOCIATION, PANAMA CITY FL | HOA | Board Members (4) |
BAY | LA VALENCIA BEACH RESORT HOMEOWNERS ASSOCIATION, PANAMA CITY BEACH FL | HOA | Board Members (6) |
BAY | LA VALENCIA CIRCLE CONDO ASSOCIATION, PANAMA CITY BEACH FL | HOA | Board Members (3) |
BAY | LAGOON ESTATES TOWNHOMES HOMEOWNERS ASSOCIATION, PANAMA CITY FL | HOA | Board Members (4) |
BAY | LAGOON TOWERS, PANAMA CITY FL | HOA | Board Members (5) |
BAY | LAGOON VILLAS TOWNHOME ASSOCIATION, PANAMA CITY FL | HOA | Board Members (1) |
BAY | LAGUNA BEACH HOMEOWNERS ASSOCIATION, PANAMA CITY BEACH FL | HOA | Board Members (4) |
BAY | LAGUNA LEGEND ASSOCIATION, PANAMA CITY BEACH FL | HOA | Board Members (3) |
BAY | LAIRD BAYOU HOMEOWNERS ASSOCIATION, PANAMA CITY FL | HOA | Board Members (5) |
BAY | LAIRD POINT HOMEOWNERS ASSOCIATION, PANAMA CITY FL | HOA | Board Members (3) |
BAY | LAKE MARIN ASSOCIATION, PANAMA CITY FL | HOA | Board Members (5) |
BAY | LAKE MERIAL HOMEOWNERS ASSOCIATION, PANAMA CITY FL | HOA | Board Members (3) |
BAY | LAKESHORE LANDING HOMEOWNERS ASSOCIATION, PANAMA CITY FL | HOA | Board Members (3) |
BAY | LAKESIDE AT INLET BEACH OWNERS ASSOCIATION, PANAMA CITY BEACH FL | HOA | Board Members (3) |
What You Should Know About HOA’s In Florida
How much do you know about HOA's in Florida? Do you understand the HOA covenants and restrictions? What about HOA dues, fees, or special assessments? HOA's or homeowner associations in Florida are usually commonplace in most new, single-family home developments, and generally in every condominium or townhome communities. The HOA is the ruling and administration organization in the complex, subdivision, or development, and is usually comprised of an HOA board that is made up of volunteer homeowners.
How Florida Homeowner Associations Work
The central concept regarding a homeowners’ association (HOA) is that the residents of the community elect volunteer homeowners to the board of directors of the HOA. The board of director’s act as the governing body that oversees essential issues that come up in the community. The primary responsibilities of the board include representing the community resident’s best interests in protecting the value of their homes, by the enactment and enforcement of covenants and restrictions which are the rules that the community has agreed to abide by. Additionally, the HOA board is responsible for the assessment and collection of HOA fees, which are used to pay for the maintenance of the common areas and any other designated areas that are outlined in the covenants and deeds.
HOA Fees and Dues
Homeowner association dues are usually determined by the amenities available in the community and maintenance of the common areas. Amenities include such things as a gated entrance, clubhouse, community pool, tennis court, children’s playground, etc. Maintenance of the common areas include lakes, ponds, right of ways, medians, exterior painting, parking areas, sidewalks, streetlights (in communities that include private streets), and roofs. In some communities, group rates are negotiated for trash pickup, cable and internet services. This may be part of your dues. Generally, dues are collected monthly or quarterly in most HOA’s, dues collected annually are less common. Not paying your dues to the HOA can lead to a lien being placed on your property which if not resolved may result in your property being foreclosed.
HOA Membership is Mandatory
If you’re wondering whether you can get out of a homeowner’s association membership, you cannot. In Florida, generally, when you purchase a home, condo, townhouse, or villa that is overseen by a homeowner’s association, your membership in the association is automatic. There is no choice involved as the purchase of your property creates a contract with the HOA. The agreement states that you agree to follow the rules and regulations of the HOA as well as pay all of the dues, fees, and any special assessments that may arise.
Homeowners Association Common Rules and Regulations
Communities with homeowner associations contain rules and regulations in documents called covenants and restrictions. You should ask for a copy of the covenants and restrictions for the community before you execute a purchase agreement. Additionally, you can contract your purchase with the contingency that the covenants and restrictions must meet your approval and understanding.
Condominium Association Fees
Owners of condominiums are also subject to association fees. In Florida, condominium associations are governed by Florida Statute §718. In Florida, you may cancel your purchase contract through a “cooling off” provision within 7 days for a new condo or 3 days for a resale condo. This provision gives potential condo buyers time to review the condo fees, dues and budget.
Condominium association fees generally pay for maintenance of the grounds and common areas, exterior of the building, insurance, swimming pool, clubhouse, or other amenities. In many instances, the condo fee includes services such as garbage and water.
What You Should Know About HOA's in Florida A Few Final Thoughts
The best defense a homeowner has against their homeowners’ association is to be informed of your rights and obligations. To learn about your HOA, begin by reading the documents that control the HOA’s power. These include the Bylaws, Declarations of Restrictive Covenants, Articles of Incorporation and any Rules and Regulations. In Florida, HOA’s are governed by Chapter 720 of the Florida Statutes. Although there is no agency that enforces the Florida HOA statutes, the Department of Business and Professional Regulation deals with elections and recalls. This leaves the homeowner with one option and that is to litigate against the HOA, however, before filing a suit, pre-suit mediation must occur.
Homeowners should also be aware that if a new state law is enacted, it cannot be retroactively applied to change the HOA governing documents. Your HOA Bylaws, Declarations of Restrictive Covenants, and Rules are contracts. There are several exceptions to this, first if your governing documents state that they are “subject to Florida Statute Chapter 720 as amended from time to time,” or Florida Statute Chapter 617 and or 607, in the event that the association was created before Florida Statute Chapter 720 was enacted. Obtaining a copy of the Florida law at the time that the HOA documents were recorded can be found at the county courthouse where the property is located.