Florida Homeowner & Condo Associations Directory

Florida Community Network provides information on over 50,000 communities including HOA's, condominiums and subdivisions. We provide detailed information including descriptions, board members, property managers, amenities, resident directory (over 300,000 residents), property details, contact information and more.



Search our site to quickly locate any community within a county. Use the search box and begin typing the community name. This information is available free to homeowners, potential buyers, sellers, Realtors, property manager, real estate attorneys, mortgage brokers, financial institutions and vendors. If you have any questions, please feel free to contact us.

Displaying 1 - 100 of 286

  COMMUNITY NAME COUNTY
View Details   ADRIAN WOODS HOMEOWNERS ASSOCIATION, MILTON FL SANTA ROSA
View Details   ANDREWS INSTITUTE MEDICAL PARK, GULF BREEZE FL SANTA ROSA
View Details   ASHLEY PLANTATION HOMEOWNERS ASSOCIATION, MILTON FL SANTA ROSA
View Details   ASHMORE HOMEOWNERS ASSOCIATION, MILTON FL SANTA ROSA
View Details   AUTUMN PINES OF SANTA ROSA COUNTY HOMEOWNERS ASSOCIATION, MILTON FL SANTA ROSA
View Details   AVALON BEACH HOMEOWNERS ASSOCIATION, MILTON FL SANTA ROSA
View Details   BAGDAD VILLAGE PRESERVATION ASSOCIATION, MILTON FL SANTA ROSA
View Details   BAHAMA BAY CLUB TOWNHOMES CONDO ASSOCIATION OF GULF BREEZE, GULF BREEZE FL SANTA ROSA
View Details   BAY COLONY OF TIGER POINT HOMEOWNERS ASSOCIATION, GULF BREEZE FL SANTA ROSA
View Details   BAY OAKS ESTATES HOMEOWNERS ASSOCIATION, MILTON FL SANTA ROSA
View Details   BAY PINES OF SANTA ROSA COUNTY HOMEOWNERS ASSOCIATION, GULF BREEZE FL SANTA ROSA
View Details   BAY POINTE PLANTATION HOMEOWNERS ASSOCIATION, MILTON FL SANTA ROSA
View Details   BAY RIDGE PARK ADDITIONS ASSOCIATION, GULF BREEZE FL SANTA ROSA
View Details   BAYBRIDGE HOMEOWNERS ASSOCIATION, GULF BREEZE FL SANTA ROSA
View Details   BAYBRIDGE SUBDIVISION OWNERS ASSOCIATION, GULF BREEZE FL SANTA ROSA
View Details   BAYBRIDGE VILLAS HOMEOWNERS ASSOCIATION, GULF BREEZE FL SANTA ROSA
View Details   BAYSIDE SOUTH HOMEOWNERS ASSOCIATION, MILTON FL SANTA ROSA
View Details   BEACH COLONY RESORT ON NAVARRE EAST CONDO ASSOCIATION, NAVARRE FL SANTA ROSA
View Details   BEACH COLONY RESORT ON NAVARRE WEST CONDO ASSOCIATION, NAVARRE FL SANTA ROSA
View Details   BEACH CONDO OWNERS ASSOCIATION, NAVARRE FL SANTA ROSA
View Details   BEACHHOUSE II OF NAVARRE HOMEOWNERS ASSOCIATION, NAVARRE FL SANTA ROSA
View Details   BEACHHOUSE OF NAVARRE HOMEOWNERS ASSOCIATION, NAVARRE FL SANTA ROSA
View Details   BELLE MER HOMEOWNERS ASSOCIATION, NAVARRE FL SANTA ROSA
View Details   BERKELEY FOREST HOMEOWNERS ASSOCIATION, GULF BREEZE FL SANTA ROSA
View Details   BERNATH HOMEOWNERS ASSOCIATION, MILTON FL SANTA ROSA
View Details   BERRY PLACE HOMEOWNERS ASSOCIATION, MILTON FL SANTA ROSA
View Details   BISCAYNE POINTE OF SANTA ROSA COUNTY HOMEOWNERS ASSOCIATION, NAVARRE FL SANTA ROSA
View Details   BLACKWATER BAY HOMEOWNERS ASSOCIATION, MILTON FL SANTA ROSA
View Details   BLACKWATER RIVER HOMEOWNERS ASSOCIATION, MILTON FL SANTA ROSA
View Details   BOAT CLUB AT VILLA DANIELLE HOMEOWNERS ASSOCIATION, NAVARRE FL SANTA ROSA
View Details   BON VIEW HOMEOWNERS ASSOCIATION, MILTON FL SANTA ROSA
View Details   BREEZY POINT HOMEOWNERS ASSOCIATION, GULF BREEZE FL SANTA ROSA
View Details   BRENTWOOD HOMEOWNERS ASSOCIATION, MILTON FL SANTA ROSA
View Details   BRIGHTON OAKS HOMEOWNERS ASSOCIATION, NAVARRE FL SANTA ROSA
View Details   BUENA VIDA TOWNHOUSE ASSOCIATION, NAVARRE FL SANTA ROSA
View Details   BY THE SEA HOMEOWNERS ASSOCIATION, NAVARRE FL SANTA ROSA
View Details   CAMELLIAS HOMEOWNERS ASSOCIATION, NAVARRE FL SANTA ROSA
View Details   CAMERON OAKS HOMEOWNERS ASSOCIATION, MILTON FL SANTA ROSA
View Details   CANOE CREEK ESTATES HOMEOWNERS ASSOCIATION, GULF BREEZE FL SANTA ROSA
View Details   CARIBBEAN ISLE HOMEOWNERS ASSOCIATION, NAVARRE FL SANTA ROSA
View Details   CARIBBEAN RESORT CONDO ASSOCIATION OF NAVARRE BEACH, NAVARRE FL SANTA ROSA
View Details   CASA GRANDE HOMEOWNERS ASSOCIATION, MILTON FL SANTA ROSA
View Details   CASTELAR HOMEOWNERS ASSOCIATION, NAVARRE FL SANTA ROSA
View Details   CHAMPIONS GREEN HOMEOWNERS ASSOCIATION, GULF BREEZE FL SANTA ROSA
View Details   CHAMPIONS GREEN III HOMEOWNERS ASSOCIATION, GULF BREEZE FL SANTA ROSA
View Details   CHAMPIONS GREEN UNIT NUMBER I AND UNIT NUMBER II HOMEOWNERS ASSOCIATION, GULF BREEZE FL SANTA ROSA
View Details   CHAMPIONS TEE AT TIGER POINT EAST HOMEOWNERS ASSOCIATION, GULF BREEZE FL SANTA ROSA
View Details   CHANTECLAIRE HOMEOWNERS ASSOCIATION, GULF BREEZE FL SANTA ROSA
View Details   CHARBAR APARTMENTS HOMEOWNERS ASSOCIATION, GULF BREEZE FL SANTA ROSA
View Details   CHASES RIDGE OF SANTA ROSA HOMEOWNERS ASSOCIATION, GULF BREEZE FL SANTA ROSA
View Details   CLIPPER BAY OWNERS ASSOCIATION, GULF BREEZE FL SANTA ROSA
View Details   COLDWATER CREEK HOMEOWNERS ASSOCIATION, MILTON FL SANTA ROSA
View Details   COLONIAL PINES ESTATES HOMEOWNERS ASSOCIATION, NAVARRE FL SANTA ROSA
View Details   CORNERSTONE BUSINESS CENTER CONDO ASSOCIATION, MILTON FL SANTA ROSA
View Details   COSTA VERDE COURT HOMEOWNERS ASSOCIATION, NAVARRE FL SANTA ROSA
View Details   COTTAGES OF HAMILTON BRIDGE HOMEOWNERS ASSOCIATION, MILTON FL SANTA ROSA
View Details   COTTONWOOD HOMEOWNERS ASSOCIATION, MILTON FL SANTA ROSA
View Details   COUNTRY CLUB VILLAS OF GULF BREEZE CONDO ASSOCIATION, GULF BREEZE FL SANTA ROSA
View Details   COUNTRY MEADOWS OF SANTA ROSA COUNTY HOMEOWNERS ASSOCIATION, MILTON FL SANTA ROSA
View Details   COVINGTON WOODS HOMEOWNERS ASSOCIATION, MILTON FL SANTA ROSA
View Details   CRANE COVE HOMEOWNERS ASSOCIATION, GULF BREEZE FL SANTA ROSA
View Details   CREEKS EDGE PHASE II HOMEOWNERS ASSOCIATION, NAVARRE FL SANTA ROSA
View Details   DEER POINT COVE HOMEOWNERS ASSOCIATION, GULF BREEZE FL SANTA ROSA
View Details   DEER POINT HOMEOWNERS ASSOCIATION, GULF BREEZE FL SANTA ROSA
View Details   DEER POINT VILLAGE HOMEOWNERS ASSOCIATION, GULF BREEZE FL SANTA ROSA
View Details   DRIFTWOOD OF GULF BREEZE HOMEOWNERS ASSOCIATION, GULF BREEZE FL SANTA ROSA
View Details   EAST BAY VILLAGE AT VILLA DANIELLE HOMEOWNERS ASSOCATION, NAVARRE FL SANTA ROSA
View Details   EMERALD FOREST HOMEOWNERS ASSOCIATION, MILTON FL SANTA ROSA
View Details   EMERALD SURF CONDO ASSOCIATION, NAVARRE FL SANTA ROSA
View Details   EVENTIDE ESTATES HOMEOWNERS ASSOCIATION, MILTON FL SANTA ROSA
View Details   EVENTIDE HOMEOWNERS ASSOCIATION, GULF BREEZE FL SANTA ROSA
View Details   FAIRWAYS AT TIGER POINT EAST HOMEOWNERS ASSOCIATION, GULF BREEZE FL SANTA ROSA
View Details   FIELDCREST HOMEOWNERS ASSOCIATION, MILTON FL SANTA ROSA
View Details   FIRST ADDITION TO SANTA ROSA VILLAS OWNERS ASSOCIATION, GULF BREEZE FL SANTA ROSA
View Details   FOUNTAINVIEW HOMEOWNERS ASSOCIATION, NAVARRE FL SANTA ROSA
View Details   FOXBORO HOMEOWNERS ASSOCIATION, MILTON FL SANTA ROSA
View Details   GARDENBROOK HOMEOWNERS ASSOCIATION, MILTON FL SANTA ROSA
View Details   GATES AT SOUNDSIDE HOMEOWNERS ASSOCIATION, GULF BREEZE FL SANTA ROSA
View Details   GRAND BAY ESTATES HOMEOWNERS ASSOCIATION, NAVARRE FL SANTA ROSA
View Details   GRAND POINTE COVE HOMEOWNERS ASSOCIATION, GULF BREEZE FL SANTA ROSA
View Details   GRAND POINTE EAST HOMEOWNERS ASSOCIATION, GULF BREEZE FL SANTA ROSA
View Details   GRAND POINTE ESTATES HOMEOWNERS ASSOCIATION, GULF BREEZE FL SANTA ROSA
View Details   GRAND POINTE HOMEOWNERS ASSOCIATION, GULF BREEZE FL SANTA ROSA
View Details   GRAND POINTE MANOR HOMEOWNERS ASSOCIATION, GULF BREEZE FL SANTA ROSA
View Details   GRAND RESERVE HOMEOWNERS ASSOCIATION, GULF BREEZE FL SANTA ROSA
View Details   GRANDE OAKS HOMEOWNERS ASSOCIATION, NAVARRE FL SANTA ROSA
View Details   GREENSIDE VILLAGE HOMEOWNERS ASSOCIATION, GULF BREEZE FL SANTA ROSA
View Details   GULF ISLAND OF NAVARRE BEACH CONDOS ASSOCIATION, NAVARRE FL SANTA ROSA
View Details   GULF PLACE TOWNHOMES OWNERS ASSOCIATION, FL SANTA ROSA
View Details   HABERSHAM HOMEOWNERS ASSOCIATION, MILTON FL SANTA ROSA
View Details   HADLEIGH HILLS TOWNHOME HOMEOWNERS ASSOCIATION, NAVARRE FL SANTA ROSA
View Details   HAMMERSMITH OF NORTHWEST FLORIDA HOMEOWNERS ASSOCIATION, MILTON FL SANTA ROSA
View Details   HAMMOCK DE GALVEZ HOMEOWNERS ASSOCIATION, MILTON FL SANTA ROSA
View Details   HARBOURTOWN OFFICE OWNERS AND STOREOWNERS ASSOCIATION, GULF BREEZE FL SANTA ROSA
View Details   HARVELLS CROSSING HOMEOWNERS ASSOCIATION, NAVARRE FL SANTA ROSA
View Details   HAWKS NEST HOMEOWNERS ASSOCIATION, MILTON FL SANTA ROSA
View Details   HAYES HEIGHTS HOMEOWNERS ASSOCIATION, MILTON FL SANTA ROSA
View Details   HAYMEADOW HAMMOCK HOMEOWNERS ASSOCIATION, MILTON FL SANTA ROSA
View Details   HERITAGE PARK HOMEOWNERS ASSOCIATION, NAVARRE FL SANTA ROSA
View Details   HICKORY SHORES HOMEOWNERS ASSOCIATION, GULF BREEZE FL SANTA ROSA


What You Should Know About HOA’s In Florida

How much do you know about HOA's in Florida? Do you understand the HOA covenants and restrictions? What about HOA dues, fees, or special assessments? HOA's or homeowner associations in Florida are usually commonplace in most new, single-family home developments, and generally in every condominium or townhome communities. The HOA is the ruling and administration organization in the complex, subdivision, or development, and is usually comprised of an HOA board that is made up of volunteer homeowners.

How Florida Homeowner Associations Work

The central concept regarding a homeowners’ association (HOA) is that the residents of the community elect volunteer homeowners to the board of directors of the HOA. The board of director’s act as the governing body that oversees essential issues that come up in the community. The primary responsibilities of the board include representing the community resident’s best interests in protecting the value of their homes, by the enactment and enforcement of covenants and restrictions which are the rules that the community has agreed to abide by. Additionally, the HOA board is responsible for the assessment and collection of HOA fees, which are used to pay for the maintenance of the common areas and any other designated areas that are outlined in the covenants and deeds.

HOA Fees and Dues

Homeowner association dues are usually determined by the amenities available in the community and maintenance of the common areas. Amenities include such things as a gated entrance, clubhouse, community pool, tennis court, children’s playground, etc. Maintenance of the common areas include lakes, ponds, right of ways, medians, exterior painting, parking areas, sidewalks, streetlights (in communities that include private streets), and roofs. In some communities, group rates are negotiated for trash pickup, cable and internet services. This may be part of your dues. Generally, dues are collected monthly or quarterly in most HOA’s, dues collected annually are less common. Not paying your dues to the HOA can lead to a lien being placed on your property which if not resolved may result in your property being foreclosed.

HOA Membership is Mandatory

If you’re wondering whether you can get out of a homeowner’s association membership, you cannot. In Florida, generally, when you purchase a home, condo, townhouse, or villa that is overseen by a homeowner’s association, your membership in the association is automatic. There is no choice involved as the purchase of your property creates a contract with the HOA. The agreement states that you agree to follow the rules and regulations of the HOA as well as pay all of the dues, fees, and any special assessments that may arise.

Homeowners Association Common Rules and Regulations

Communities with homeowner associations contain rules and regulations in documents called covenants and restrictions. You should ask for a copy of the covenants and restrictions for the community before you execute a purchase agreement. Additionally, you can contract your purchase with the contingency that the covenants and restrictions must meet your approval and understanding.

Condominium Association Fees

Owners of condominiums are also subject to association fees. In Florida, condominium associations are governed by Florida Statute §718. In Florida, you may cancel your purchase contract through a “cooling off” provision within 7 days for a new condo or 3 days for a resale condo. This provision gives potential condo buyers time to review the condo fees, dues and budget.

Condominium association fees generally pay for maintenance of the grounds and common areas, exterior of the building, insurance, swimming pool, clubhouse, or other amenities. In many instances, the condo fee includes services such as garbage and water.

What You Should Know About HOA's in Florida A Few Final Thoughts

The best defense a homeowner has against their homeowners’ association is to be informed of your rights and obligations. To learn about your HOA, begin by reading the documents that control the HOA’s power. These include the Bylaws, Declarations of Restrictive Covenants, Articles of Incorporation and any Rules and Regulations. In Florida, HOA’s are governed by Chapter 720 of the Florida Statutes. Although there is no agency that enforces the Florida HOA statutes, the Department of Business and Professional Regulation deals with elections and recalls. This leaves the homeowner with one option and that is to litigate against the HOA, however, before filing a suit, pre-suit mediation must occur.

Homeowners should also be aware that if a new state law is enacted, it cannot be retroactively applied to change the HOA governing documents. Your HOA Bylaws, Declarations of Restrictive Covenants, and Rules are contracts. There are several exceptions to this, first if your governing documents state that they are “subject to Florida Statute Chapter 720 as amended from time to time,” or Florida Statute Chapter 617 and or 607, in the event that the association was created before Florida Statute Chapter 720 was enacted. Obtaining a copy of the Florida law at the time that the HOA documents were recorded can be found at the county courthouse where the property is located.