Florida Homeowner & Condo Associations Directory

Florida Community Network provides information on over 50,000 communities including HOA's, condominiums and subdivisions. We provide detailed information including descriptions, board members, property managers, amenities, resident directory (over 300,000 residents), property details, contact information and more.



Search our site to quickly locate any community within a county. Use the search box and begin typing the community name. This information is available free to homeowners, potential buyers, sellers, Realtors, property manager, real estate attorneys, mortgage brokers, financial institutions and vendors. If you have any questions, please feel free to contact us.

Displaying 1 - 100 of 733

  COMMUNITY NAME COUNTY
View Details   125 CRYSTAL BEACH DRIVE OWNERS ASSOCIATION, DESTIN FL OKALOOSA
View Details   295 AZALEA DRIVE HOMEOWNERS ASSOCIATION, DESTIN FL OKALOOSA
View Details   303 AZALEA DRIVE OWNERS ASSOCIATION, DESTIN FL OKALOOSA
View Details   30A TOWNHOMES OWNERS ASSOCIATION, DESTIN FL OKALOOSA
View Details   4477 LEGENDARY DRIVE CONDO ASSOCIATION, DESTIN FL OKALOOSA
View Details   4550 HIGHWAY 20 EAST CONDO ASSOCIATION, NICEVILLE FL OKALOOSA
View Details   800 INDIAN TRAIL HOMEOWNERS ASSOCIATION, DESTIN FL OKALOOSA
View Details   ADASHAN GARDYNS HOMEOWNERS ASSOCIATION, FORT WALTON BEACH FL OKALOOSA
View Details   AEGEAN CONDO ASSOCIATION, DESTIN FL OKALOOSA
View Details   AIRPORT COMMONS COMMERCIAL CONDO ASSOCIATION, DESTIN FL OKALOOSA
View Details   AIRPORT PLACE I OWNERS ASSOCIATION, DESTIN FL OKALOOSA
View Details   AIRPORT PLAZA COMMERCIAL CONDO OWNERS ASSOCIATION, DESTIN FL OKALOOSA
View Details   ALICIA PLACE HOMEOWNERS ASSOCIATION, CRESTVIEW FL OKALOOSA
View Details   AQUA VILLA CONDO ASSOCIATION, FORT WALTON BEACH FL OKALOOSA
View Details   ARIEL DUNES CONDO ASSOCIATIION, DESTIN FL OKALOOSA
View Details   ASHTONS PRESERVE HOMEOWNERS ASSOCIATION, CRESTVIEW FL OKALOOSA
View Details   ATWATER HOMEOWNERS ASSOCIATION, MARY ESTHER FL OKALOOSA
View Details   AZURE CONDO ASSOCIATION, FORT WALTON BEACH FL OKALOOSA
View Details   BAHIA EAST CONDO ASSOCIATION, FORT WALTON BEACH FL OKALOOSA
View Details   BAL HARBOUR OF SHALIMAR HOMEOWNERS ASSOCIATION, SHALIMAR FL OKALOOSA
View Details   BARATARIA CONDO ASSOCIATION, DESTIN FL OKALOOSA
View Details   BARBARAS PLACE PROPERTY OWNERS ASSOCIATION, NICEVILLE FL OKALOOSA
View Details   BAREFOOT BAY NORTH CONDO ASSOCIATION, FORT WALTON BEACH FL OKALOOSA
View Details   BAY CLUB II VACATION CONDO ASSOCIATION, DESTIN FL OKALOOSA
View Details   BAY CLUB OF SANDESTIN CONDO ASSOCIATION, DESTIN FL OKALOOSA
View Details   BAY OAKS HOMEOWNERS ASSOCIATION, DESTIN FL OKALOOSA
View Details   BAY PINES HOMEOWNERS ASSOCIATION, DESTIN FL OKALOOSA
View Details   BAY POINT RESIDENCES ASSOCIATION, DESTIN FL OKALOOSA
View Details   BAY VILLAS CONDO ASSOCIATION, NICEVILLE FL OKALOOSA
View Details   BAYOU EXECUTIVE PARK ASSOCIATION, NICEVILLE FL OKALOOSA
View Details   BAYOU EXECUTIVE PARK CONDO ASSOCIATION, NICEVILLE FL OKALOOSA
View Details   BAYOU PINES HOMEOWNERS ASSOCIATION, FORT WALTON BEACH FL OKALOOSA
View Details   BAYSHORE VILLAS OF OKALOOSA COUNTY ASSOCIATION, NICEVILLE FL OKALOOSA
View Details   BAYSIDE OWNERS ASSOCIATION, DESTIN FL OKALOOSA
View Details   BAYSIDE VILLAS CONDO ASSOCIATION AT BLUEWATER BAY, NICEVILLE FL OKALOOSA
View Details   BAYTOWNE WHARF NEIGHBORHOOD ASSOCIATION, DESTIN FL OKALOOSA
View Details   BAYVIEW WATERS CONDO ASSOCIATION, FORT WALTON BEACH FL OKALOOSA
View Details   BAYWINDS GOLF ESTATES HOMEOWNERS ASSOCIATION, DESTIN FL OKALOOSA
View Details   BEACH CLUB ON GULF CONDO ASSOCIATION, DESTIN FL OKALOOSA
View Details   BEACH POINTE OWNERS ASSOCIATION, DESTIN FL OKALOOSA
View Details   BEACH RETREAT OWNERS ASSOCIATION, DESTIN FL OKALOOSA
View Details   BEACH STREET COTTAGES VACATION CONDO ASSOCIATION, DESTIN FL OKALOOSA
View Details   BEACH VILLAS OWNERS ASSOCIATION, DESTIN FL OKALOOSA
View Details   BEACHSIDE INN CONDO ASSOCIATION, DESTIN FL OKALOOSA
View Details   BEAVER CREEK HOMES HOMEOWNERS ASSOCIATION, CRESTVIEW FL OKALOOSA
View Details   BEAVER RUN TOWNHOME HOMEOWNERS ASSOCIATION, NICEVILLE FL OKALOOSA
View Details   BELLA RIVA CONDO ASSOCIATION, FORT WALTON BEACH FL OKALOOSA
View Details   BENNING DRIVE BUSINESS PARK OWNERS ASSOCIATION, DESTIN FL OKALOOSA
View Details   BIENVILLE SQUARE TOWNHOUSE HOMEOWNERS ASSOCIATION, FORT WALTON BEACH FL OKALOOSA
View Details   BIG KENNEDY LAKE OWNERS MAINTENANCE GROUP, CRESTVIEW FL OKALOOSA
View Details   BIMINI PORT ROYALE PROPERTY OWNERS, NICEVILLE FL OKALOOSA
View Details   BLACK POINTE HOMEOWNERS ASSOCIATION, SHALIMAR FL OKALOOSA
View Details   BLACKWATER HOUSING CORPORATION, FORT WALTON BEACH FL OKALOOSA
View Details   BLUE DOLPHIN CONDO ASSOCIATION, FORT WALTON BEACH FL OKALOOSA
View Details   BLUE PINE VILLAGE HOMEOWNERS ASSOCIATION, NICEVILLE FL OKALOOSA
View Details   BLUEWATER CENTER CONDO ASSOCIATION, NICEVILLE FL OKALOOSA
View Details   BRACKIN PLACE TOWNHOMES HOMEOWNERS ASSOCIATION, CRESTVIEW FL OKALOOSA
View Details   BRANDON PLACE COMMERCIAL CONDOMINIUMS OWNERS ASSOCIATION, FORT WALTON BEACH FL OKALOOSA
View Details   BREAKERS EAST HOMEOWNERS ASSOCIATION, DESTIN FL OKALOOSA
View Details   BREAKERS OF FORT WALTON BEACH CONDOS, FORT WALTON BEACH FL OKALOOSA
View Details   BREAKERS WEST OF FORT WALTON BEACH HOMEOWNERS ASSOCIATION, FORT WALTON BEACH FL OKALOOSA
View Details   BRIDGEPORT COLONY HOMEOWNERS ASSOCIATION, FORT WALTON BEACH FL OKALOOSA
View Details   BROOKE ESTATES HOMEOWNERS ASSOCIATION, CRESTVIEW FL OKALOOSA
View Details   BROOKMEADE PROFESSIONAL PARK CONDO OWNERS ASSOCIATION, FORT WALTON BEACH FL OKALOOSA
View Details   BROOKS LANDING HOMEOWNERS ASSOCIATION, FORT WALTON BEACH FL OKALOOSA
View Details   BROOKS STREET LANDING COMMERCIAL CONDO OWNERS ASSOCIATION, FORT WALTON BEACH FL OKALOOSA
View Details   BROWNSTONE MANOR HOMEOWNERS ASSOCIATION, CRESTVIEW FL OKALOOSA
View Details   BROWNSVILLE STATION III HOMEOWNERS ASSOCIATION, FORT WALTON BEACH FL OKALOOSA
View Details   BUCEYS PLACE 31ST STREET TOWNHOMES OWNERS ASSOCIATION, NICEVILLE FL OKALOOSA
View Details   BUNGALOWS AT BLUEWATER BAY HOMEOWNERS ASSOCIATION, NICEVILLE FL OKALOOSA
View Details   C S HOMEOWNERS ASSOCIATION, DESTIN FL OKALOOSA
View Details   CABANA CLUB OF DESTIN HOMEOWNERS ASSOCIATION, DESTIN FL OKALOOSA
View Details   CABANAS OF ST THOMAS AT SILVER SHELLS CONDO ASSOCIATION, DESTIN FL OKALOOSA
View Details   CACTUS TOWNHOMES HOMEOWNERS ASSOCIATION, FORT WALTON BEACH FL OKALOOSA
View Details   CALUSA BAY HOMEOWNERS ASSOCIATION, DESTIN FL OKALOOSA
View Details   CAMBRIDGE VILLAGE HOMEOWNERS ASSOCIATION, FORT WALTON BEACH FL OKALOOSA
View Details   CAMELLIA COVE HOMEOWNERS ASSOCIATION, CRESTVIEW FL OKALOOSA
View Details   CAMILLE COVE HOMEOWNERS ASSOCIATION, CRESTVIEW FL OKALOOSA
View Details   CAMP WALTON VILLAGE CONDO ASSOCIATION, FORT WALTON BEACH FL OKALOOSA
View Details   CANAL PLACE PHASE II CONDO ASSOCIATION, DESTIN FL OKALOOSA
View Details   CAPE ISLE PRESERVE OWNERS ASSOCIATION, FORT WALTON BEACH FL OKALOOSA
View Details   CAPRI BY THE GULF HOMEOWNERS ASSOCIATION, DESTIN FL OKALOOSA
View Details   CAPTAINS COURT AT HARBORWALK VILLAGE CONDO ASSOCIATION, DESTIN FL OKALOOSA
View Details   CAPTIVA COVE HOMEOWNERS ASSOCIATION, FORT WALTON BEACH FL OKALOOSA
View Details   CARIBBEAN DUNES HOMEOWNERS ASSOCIATION, DESTIN FL OKALOOSA
View Details   CARNEGIE HILLS HOMEOWNERS ASSOCIATION, CRESTVIEW FL OKALOOSA
View Details   CARONDOLET TOWNE HOMES HOMEOWNERS ASSOCIATION, VALPARAISO FL OKALOOSA
View Details   CASA DEL MAR TOWNHOUSE ASSOCIATION, FORT WALTON BEACH FL OKALOOSA
View Details   CEDAR AVENUE CONDO ASSOCIATION, FORT WALTON BEACH FL OKALOOSA
View Details   CEDAR HEIGHTS HOMEOWNERS ASSOCIATION, FORT WALTON BEACH FL OKALOOSA
View Details   CEDARS CONDO ASSOCIATION, MARY ESTHER FL OKALOOSA
View Details   CENTURY PARK VILLAS, DESTIN FL OKALOOSA
View Details   CERCLE NAUTIQUE OWNERS ASSOCIATION OF NORTHWEST FLORIDA, FORT WALTON BEACH FL OKALOOSA
View Details   CHACATO LANDING AT BLUEWATER BAY HOMEOWNERS ASSOCIATION, NICEVILLE FL OKALOOSA
View Details   CHANAN ESTATES HOMEOWNERS ASSOCIATION, CRESTVIEW FL OKALOOSA
View Details   CHANNEL MARKER CONDO ASSOCIATION, MARY ESTHER FL OKALOOSA
View Details   CHANNEL MARKER II AND SEAVIEW WEST TOWNHOMES BOAT DOCK ASSOCIATION, MARY ESTHER FL OKALOOSA
View Details   CHANNEL MARKER II CONDO ASSOCIATION, MARY ESTHER FL OKALOOSA
View Details   CHARDONNAY ESTATES HOMEOWNERS ASSOCIATION, NICEVILLE FL OKALOOSA
View Details   CHATEAU LA MER CONDOS ASSOCIATION, DESTIN FL OKALOOSA


What You Should Know About HOA’s In Florida

How much do you know about HOA's in Florida? Do you understand the HOA covenants and restrictions? What about HOA dues, fees, or special assessments? HOA's or homeowner associations in Florida are usually commonplace in most new, single-family home developments, and generally in every condominium or townhome communities. The HOA is the ruling and administration organization in the complex, subdivision, or development, and is usually comprised of an HOA board that is made up of volunteer homeowners.

How Florida Homeowner Associations Work

The central concept regarding a homeowners’ association (HOA) is that the residents of the community elect volunteer homeowners to the board of directors of the HOA. The board of director’s act as the governing body that oversees essential issues that come up in the community. The primary responsibilities of the board include representing the community resident’s best interests in protecting the value of their homes, by the enactment and enforcement of covenants and restrictions which are the rules that the community has agreed to abide by. Additionally, the HOA board is responsible for the assessment and collection of HOA fees, which are used to pay for the maintenance of the common areas and any other designated areas that are outlined in the covenants and deeds.

HOA Fees and Dues

Homeowner association dues are usually determined by the amenities available in the community and maintenance of the common areas. Amenities include such things as a gated entrance, clubhouse, community pool, tennis court, children’s playground, etc. Maintenance of the common areas include lakes, ponds, right of ways, medians, exterior painting, parking areas, sidewalks, streetlights (in communities that include private streets), and roofs. In some communities, group rates are negotiated for trash pickup, cable and internet services. This may be part of your dues. Generally, dues are collected monthly or quarterly in most HOA’s, dues collected annually are less common. Not paying your dues to the HOA can lead to a lien being placed on your property which if not resolved may result in your property being foreclosed.

HOA Membership is Mandatory

If you’re wondering whether you can get out of a homeowner’s association membership, you cannot. In Florida, generally, when you purchase a home, condo, townhouse, or villa that is overseen by a homeowner’s association, your membership in the association is automatic. There is no choice involved as the purchase of your property creates a contract with the HOA. The agreement states that you agree to follow the rules and regulations of the HOA as well as pay all of the dues, fees, and any special assessments that may arise.

Homeowners Association Common Rules and Regulations

Communities with homeowner associations contain rules and regulations in documents called covenants and restrictions. You should ask for a copy of the covenants and restrictions for the community before you execute a purchase agreement. Additionally, you can contract your purchase with the contingency that the covenants and restrictions must meet your approval and understanding.

Condominium Association Fees

Owners of condominiums are also subject to association fees. In Florida, condominium associations are governed by Florida Statute §718. In Florida, you may cancel your purchase contract through a “cooling off” provision within 7 days for a new condo or 3 days for a resale condo. This provision gives potential condo buyers time to review the condo fees, dues and budget.

Condominium association fees generally pay for maintenance of the grounds and common areas, exterior of the building, insurance, swimming pool, clubhouse, or other amenities. In many instances, the condo fee includes services such as garbage and water.

What You Should Know About HOA's in Florida A Few Final Thoughts

The best defense a homeowner has against their homeowners’ association is to be informed of your rights and obligations. To learn about your HOA, begin by reading the documents that control the HOA’s power. These include the Bylaws, Declarations of Restrictive Covenants, Articles of Incorporation and any Rules and Regulations. In Florida, HOA’s are governed by Chapter 720 of the Florida Statutes. Although there is no agency that enforces the Florida HOA statutes, the Department of Business and Professional Regulation deals with elections and recalls. This leaves the homeowner with one option and that is to litigate against the HOA, however, before filing a suit, pre-suit mediation must occur.

Homeowners should also be aware that if a new state law is enacted, it cannot be retroactively applied to change the HOA governing documents. Your HOA Bylaws, Declarations of Restrictive Covenants, and Rules are contracts. There are several exceptions to this, first if your governing documents state that they are “subject to Florida Statute Chapter 720 as amended from time to time,” or Florida Statute Chapter 617 and or 607, in the event that the association was created before Florida Statute Chapter 720 was enacted. Obtaining a copy of the Florida law at the time that the HOA documents were recorded can be found at the county courthouse where the property is located.