Florida Homeowner & Condo Associations Directory

Florida Community Network provides information on over 50,000 communities including HOA's, condominiums and subdivisions. We provide detailed information including descriptions, board members, property managers, amenities, resident directory (over 300,000 residents), property details, contact information and more.



Search our site to quickly locate any community within a county. Use the search box and begin typing the community name. This information is available free to homeowners, potential buyers, sellers, Realtors, property manager, real estate attorneys, mortgage brokers, financial institutions and vendors. If you have any questions, please feel free to contact us.

Displaying 1 - 100 of 61

  COMMUNITY NAME COUNTY
View Details   ANGLERS HARBOR HOMEOWNERS ASSOCIATION, CARRABELLE FL FRANKLIN
View Details   APALACHICOLA BAY COLONY HOMEOWNERS ASSOCIATION, APALACHICOLA FL FRANKLIN
View Details   BAYSIDE PROPERTY OWNERS ASSOCIATION, EASTPOINT FL FRANKLIN
View Details   BIG OAKS OWNERS ASSOCIATION, APALACHICOLA FL FRANKLIN
View Details   BLUFFS AT ST GEORGE HOMEOWNERS ASSOCIATION, EASTPOINT FL FRANKLIN
View Details   BOB SIKES CUT OWNERS ASSOCIATION, APALACHICOLA FL FRANKLIN
View Details   BUNGALOWS BY GULF CONDO ASSOCIATION, CARRABELLE FL FRANKLIN
View Details   CARA BAY HOMEOWNERS ASSOCIATION, EASTPOINT FL FRANKLIN
View Details   CARRABELLE BEACH RV RESORT CONDO ASSOCIATION, CARRABELLE FL FRANKLIN
View Details   CARRAWAY BAY PLANTATION HOMEOWNERS ASSOCIATION, CARRABELLE FL FRANKLIN
View Details   CASA DEL MAR SUBDIVISION ASSOCIATION, EASTPOINT FL FRANKLIN
View Details   CLIPPER BAY HOMEOWNERS ASSOCIATION, EASTPOINT FL FRANKLIN
View Details   GRACE BAY PROPERTY OWNERS ASSOCIATION, FL FRANKLIN
View Details   GRAEAGLE HOMEOWNERS ASSOCIATION, EASTPOINT FL FRANKLIN
View Details   GRAMERCY PLANTATION COMMERCIAL OWNERS ASSOCIATION, APALACHICOLA FL FRANKLIN
View Details   GRAMERCY PLANTATION HOMEOWNERS ASSOCIATION, EASTPOINT FL FRANKLIN
View Details   HAMMOCK SHORES HOMEOWNERS ASSOCIATION, EASTPOINT FL FRANKLIN
View Details   HIDDEN BEACHES AT YENT BAYOU, CARRABELLE FL FRANKLIN
View Details   HIGH COTTON MARKETPLACE CONDO ASSOCIATION, APALACHICOLA FL FRANKLIN
View Details   INDIAN MOUNDS SHORES OWNERS ASSOCIATION, EASTPOINT FL FRANKLIN
View Details   ISLAND CLUB CONDO OWNERS ASSOCIATION, EASTPOINT FL FRANKLIN
View Details   KAPES BAYOU LANDING HOMEOWNERS ASSOCIATION, CARRABELLE FL FRANKLIN
View Details   KINJA BAY HOMEOWNERS ASSOCIATION, EASTPOINT FL FRANKLIN
View Details   LAKE PRISTINE HOMEOWNERS ASSOCIATION, CARRABELLE FL FRANKLIN
View Details   LAKES ON THE BLUFF OWNERS ASSOCIATION, EASTPOINT FL FRANKLIN
View Details   LANARK VILLAGE ASSOCIATION, CARRABELLE FL FRANKLIN
View Details   LANDINGS AT CARRABELLE CONDO ASSOCIATION, CARRABELLE FL FRANKLIN
View Details   LAS BRISAS OF FRANKLIN COUNTY HOMEOWNERS ASSOCIATION, EASTPOINT FL FRANKLIN
View Details   MAGNOLIA BAY HOMEOWNERS ASSOCIATION, EASTPOINT FL FRANKLIN
View Details   MAGNOLIA BLUFF CIVIC ASSOCIATION, EASTPOINT FL FRANKLIN
View Details   MAGNOLIA RIDGE ESTATES HOMEOWNERS ASSOCIATION, EASTPOINT FL FRANKLIN
View Details   MANATEE BLUFF HOMEOWNERS ASSOCIATION, APALACHICOLA FL FRANKLIN
View Details   MARINERS HARBOR HOMEOWNERS ASSOCIATION, EASTPOINT FL FRANKLIN
View Details   MARINERS LANDING PHASE I HOMEOWNERS ASSOCIATION, CARRABELLE FL FRANKLIN
View Details   MARINERS LANDING PHASE II HOMEOWNERS ASSOCIATION, CARRABELLE FL FRANKLIN
View Details   MARINERS LANDING PHASE III HOMEOWNERS ASSOCIATION, CARRABELLE FL FRANKLIN
View Details   MARINERS VIEW CONDOMINIUMS ASSOCIATION, CARRABELLE FL FRANKLIN
View Details   NEPTUNES PALACE CONDO OWNERS ASSOCIATION, EASTPOINT FL FRANKLIN
View Details   ONE ST GEORGE CONDO ASSOCIATION, EASTPOINT FL FRANKLIN
View Details   PALMS AND THE BLUFFS AT SAINT TERESA HOMEOWNERS ASSOCIATION, PANACEA FL FRANKLIN
View Details   PICKETTS LANDING HOMEOWNERS ASSOCIATION, CARRABELLE FL FRANKLIN
View Details   PINE COAST PLANTATION HOMEOWNERS ASSOCIATION, CARRABELLE FL FRANKLIN
View Details   PIRATES LANDING AT TIMBER ISLAND CONDO ASSOCIATION, CARRABELLE FL FRANKLIN
View Details   POSTON BAYOU TOWNHOMES HOMEOWNERS ASSOCIATION, CARRABELLE FL FRANKLIN
View Details   RESIDENCES AT ST JAMES BAY, CARRABELLE FL FRANKLIN
View Details   RETREAT AT THREE RIVERS HOMEOWNERS ASSOCIATION, CARRABELLE FL FRANKLIN
View Details   RIVER WALK ESTATES HOMES ASSOCIATION, EASTPOINT FL FRANKLIN
View Details   RIVERCREST ESTATES HOMEOWNERS ASSOCIATION, APALACHICOLA FL FRANKLIN
View Details   RIVERS EDGE OF APALACHICOLA HOMEOWNERS ASSOCIATION, APALACHICOLA FL FRANKLIN
View Details   RIVERSIDE ASSOCIATES HOMEOWNERS ASSOCIATION, CARRABELLE FL FRANKLIN
View Details   RIVERSIDE PLANTATION HOMEOWNERS ASSOCIATION, CARRABELLE FL FRANKLIN
View Details   SAINT GEORGE PLANTATION HOMEOWNERS ASSOCIATION, EASTPOINT FL FRANKLIN
View Details   SAINT JAMES BAY HOMEOWNERS ASSOCIATION, LANARK VILLAGE FL FRANKLIN
View Details   SANDALWOOD OWNERS ASSOCIATION, CARRABELLE FL FRANKLIN
View Details   SCHOONER LANDING HOMEOWNERS ASSOCIATION, EASTPOINT FL FRANKLIN
View Details   SUNSET BEACH 300 OCEAN MILE UTILITY COOPERATIVE, EASTPOINT FL FRANKLIN
View Details   SUNSET BEACH HOMEOWNERS ASSOCIATION, EASTPOINT FL FRANKLIN
View Details   SUNSET ISLE OWNERS ASSOCIATION, CARRABELLE FL FRANKLIN
View Details   TOWNHOMES OF ST GEORGE HOMEOWNERS ASSOCIATION, EASTPOINT FL FRANKLIN
View Details   WAYWARD WINDS CONDO, FL FRANKLIN
View Details   WHISPERING PINES OWNERS ASSOCIATION, APALACHICOLA FL FRANKLIN


What You Should Know About HOA’s In Florida

How much do you know about HOA's in Florida? Do you understand the HOA covenants and restrictions? What about HOA dues, fees, or special assessments? HOA's or homeowner associations in Florida are usually commonplace in most new, single-family home developments, and generally in every condominium or townhome communities. The HOA is the ruling and administration organization in the complex, subdivision, or development, and is usually comprised of an HOA board that is made up of volunteer homeowners.

How Florida Homeowner Associations Work

The central concept regarding a homeowners’ association (HOA) is that the residents of the community elect volunteer homeowners to the board of directors of the HOA. The board of director’s act as the governing body that oversees essential issues that come up in the community. The primary responsibilities of the board include representing the community resident’s best interests in protecting the value of their homes, by the enactment and enforcement of covenants and restrictions which are the rules that the community has agreed to abide by. Additionally, the HOA board is responsible for the assessment and collection of HOA fees, which are used to pay for the maintenance of the common areas and any other designated areas that are outlined in the covenants and deeds.

HOA Fees and Dues

Homeowner association dues are usually determined by the amenities available in the community and maintenance of the common areas. Amenities include such things as a gated entrance, clubhouse, community pool, tennis court, children’s playground, etc. Maintenance of the common areas include lakes, ponds, right of ways, medians, exterior painting, parking areas, sidewalks, streetlights (in communities that include private streets), and roofs. In some communities, group rates are negotiated for trash pickup, cable and internet services. This may be part of your dues. Generally, dues are collected monthly or quarterly in most HOA’s, dues collected annually are less common. Not paying your dues to the HOA can lead to a lien being placed on your property which if not resolved may result in your property being foreclosed.

HOA Membership is Mandatory

If you’re wondering whether you can get out of a homeowner’s association membership, you cannot. In Florida, generally, when you purchase a home, condo, townhouse, or villa that is overseen by a homeowner’s association, your membership in the association is automatic. There is no choice involved as the purchase of your property creates a contract with the HOA. The agreement states that you agree to follow the rules and regulations of the HOA as well as pay all of the dues, fees, and any special assessments that may arise.

Homeowners Association Common Rules and Regulations

Communities with homeowner associations contain rules and regulations in documents called covenants and restrictions. You should ask for a copy of the covenants and restrictions for the community before you execute a purchase agreement. Additionally, you can contract your purchase with the contingency that the covenants and restrictions must meet your approval and understanding.

Condominium Association Fees

Owners of condominiums are also subject to association fees. In Florida, condominium associations are governed by Florida Statute §718. In Florida, you may cancel your purchase contract through a “cooling off” provision within 7 days for a new condo or 3 days for a resale condo. This provision gives potential condo buyers time to review the condo fees, dues and budget.

Condominium association fees generally pay for maintenance of the grounds and common areas, exterior of the building, insurance, swimming pool, clubhouse, or other amenities. In many instances, the condo fee includes services such as garbage and water.

What You Should Know About HOA's in Florida A Few Final Thoughts

The best defense a homeowner has against their homeowners’ association is to be informed of your rights and obligations. To learn about your HOA, begin by reading the documents that control the HOA’s power. These include the Bylaws, Declarations of Restrictive Covenants, Articles of Incorporation and any Rules and Regulations. In Florida, HOA’s are governed by Chapter 720 of the Florida Statutes. Although there is no agency that enforces the Florida HOA statutes, the Department of Business and Professional Regulation deals with elections and recalls. This leaves the homeowner with one option and that is to litigate against the HOA, however, before filing a suit, pre-suit mediation must occur.

Homeowners should also be aware that if a new state law is enacted, it cannot be retroactively applied to change the HOA governing documents. Your HOA Bylaws, Declarations of Restrictive Covenants, and Rules are contracts. There are several exceptions to this, first if your governing documents state that they are “subject to Florida Statute Chapter 720 as amended from time to time,” or Florida Statute Chapter 617 and or 607, in the event that the association was created before Florida Statute Chapter 720 was enacted. Obtaining a copy of the Florida law at the time that the HOA documents were recorded can be found at the county courthouse where the property is located.