Florida Homeowner & Condo Associations Directory

Florida Community Network provides information on over 50,000 communities including HOA's, condominiums and subdivisions. We provide detailed information including descriptions, board members, property managers, amenities, resident directory (over 300,000 residents), property details, contact information and more.



Search our site to quickly locate any community within a county. Use the search box and begin typing the community name. This information is available free to homeowners, potential buyers, sellers, Realtors, property manager, real estate attorneys, mortgage brokers, financial institutions and vendors. If you have any questions, please feel free to contact us.

Displaying 1 - 100 of 479

  COMMUNITY NAME COUNTY
View Details   BAY CLUB ON SAINT ANDREWS BAY ASSOCIATION, PANAMA CITY FL BAY
View Details   BAY OAKS VILLAGE MHP II, PANAMA CITY FL BAY
View Details   BAY POINT GOLF VILLAS I ASSOCIATION, PANAMA CITY FL BAY
View Details   BAY POINT GOLF VILLAS II ASSOCIATION, PANAMA CITY FL BAY
View Details   BAY POINT GOLF VILLAS III ASSOCIATION, PANAMA CITY FL BAY
View Details   BAY POINT HARBOUR VILLAS, PANAMA CITY FL BAY
View Details   BAY POINT IMPROVEMENT ASSOCIATION, PANAMA CITY FL BAY
View Details   BAY POINT STUDIO VILLAS II ASSOCIATION, PANAMA CITY FL BAY
View Details   BAY POINT STUDIO VILLAS III ASSOCIATION, PANAMA CITY FL BAY
View Details   BAY POINT TURTLEGRASS VILLAS ASSOCIATION, PANAMA CITY FL BAY
View Details   BAY POINT WATERFRONT AND CANALFRONT PROPERTY OWNERS ASSOCIATION, PANAMA CITY FL BAY
View Details   BAY POINT WEST PROPERTY OWNERS ORGANIZATION, PANAMA CITY FL BAY
View Details   BAYOU OAKS NORTH HOMEOWNERS ASSOCIATION, PANAMA CITY FL BAY
View Details   BAYOU OAKS OWNERS ASSOCIATION, PANAMA CITY FL BAY
View Details   BAYOU POINTE VILLAS, PANAMA CITY FL BAY
View Details   BAYSIDE ESTATES HOMEOWNERS ASSOCIATION, PANAMA CITY FL BAY
View Details   BAYTOWN CONDO ASSOCIATION, PANAMA CITY FL BAY
View Details   BEACH COMMERCE PARK OWNERS ASSOCIATION, ROSEMARY BCH FL BAY
View Details   BEACH PLACE HOMEOWNERS ASSOCIATION, PORT SAINT JOE FL BAY
View Details   BEACHWALK HOMEOWNERS ASSOCIATION, PANAMA CITY BEACH FL BAY
View Details   BECKRICH OFFICE PARK OWNERS ASSOCIATION, ROSEMARY BCH FL BAY
View Details   BEL AIR BEACH HOMEOWNERS ASSOCIATION, PANAMA CITY FL BAY
View Details   BELLA COSTA OWNERS ASSOCIATION, PANAMA CITY BEACH FL BAY
View Details   BLUE HARBOR HOMEOWNERS ASSOCIATION, PANAMA CITY FL BAY
View Details   BLUE LAGOON HOMEOWNERS ASSOCIATION, PANAMA CITY FL BAY
View Details   BLUE WATERS TOWNHOUSES ASSOCIATION, PANAMA CITY FL BAY
View Details   BLUFF AT BEAR POINT HOMEOWNERS ASSOCIATION, PANAMA CITY FL BAY
View Details   BOARDWALK BEACH RESORT HOMEOWNERS ASSOCIATION, PANAMA CITY FL BAY
View Details   BONITA BEACH HOMEOWNERS ASSOCIATION, PANAMA CITY BEACH FL BAY
View Details   BONITA POINT CONDO ASSOCIATION, PANAMA CITY FL BAY
View Details   BONITA POINT CONDO ASSOCIATION II, PANAMA CITY FL BAY
View Details   BONITA POINT HOMEOWNERS ASSOCIATION, PANAMA CITY FL BAY
View Details   BOOTHBAY TOWNHOUSES ASSOCIATION, PANAMA CITY BEACH FL BAY
View Details   BREAKFAST POINT COMMUNITY ASSOCIATION, PANAMA CITY BEACH FL BAY
View Details   BREAKFAST POINT MEDICAL PARK CONDO ASSOCIATION, PANAMA CITY FL BAY
View Details   BRECKENWOOD MOBILE HOME PARK, PANAMA CITY FL BAY
View Details   CALLAWAY CHASE HOMEOWNERS ASSOCIATION, PANAMA CITY FL BAY
View Details   CALLAWAY CORNERS HOMEOWNERS ASSOCIATION, PANAMA CITY FL BAY
View Details   CALYPSO TOWERS RESORT HOMEOWNERS ASSOCIATION, PANAMA CITY BEACH FL BAY
View Details   CAMP CREEK COVE HOMEOWNERS ASSOCIATION, PANAMA CITY BEACH FL BAY
View Details   CAMRYNS CROSSING HOMEOWNERS ASSOCIATION, PANAMA CITY FL BAY
View Details   CANOPY CROSSING PROPERTY OWNERS ASSOCIATION, PANAMA CITY FL BAY
View Details   CANT TOPP THIS HOMEOWNERS ASSOCIATION, PANAMA CITY BEACH FL BAY
View Details   CARILLON BEACH ASSOCIATION, PANAMA CITY BEACH FL BAY
View Details   CARILLON BEACH CONDO ASSOCIATION, PANAMA CITY BEACH FL BAY
View Details   CARILLON BEACH INN CONDO ASSOCIATION, PANAMA CITY BEACH FL BAY
View Details   CARRIAGE WAY, PANAMA CITY FL BAY
View Details   CASA BELLA ESTATES, PANAMA CITY FL BAY
View Details   CASA BLANCA RESORT CONDO ASSOCIATION, PANAMA CITY BEACH FL BAY
View Details   CASA DEL MAR OF BAY COUNTY OWNERS ASSOCIATION, PANAMA CITY BEACH FL BAY
View Details   CASUNA HOMEOWNERS ASSOCIATION, PORT SAINT JOE FL BAY
View Details   CAUSEWAY MANOR COMMUNITY ASSOCIATION, LYNN HAVEN FL BAY
View Details   CEDAR BRANCH HOMEOWNERS ASSOCIATION, PANAMA CITY FL BAY
View Details   CEDAR COVE TOWNHOUSE HOMEOWNERS ASSOCIATION, PANAMA CITY FL BAY
View Details   CEDAR CREEK AT DEER POINT LAKE HOMEOWNERS ASSOCIATION, PANAMA CITY FL BAY
View Details   CEDAR GROVE COMMERCE PARK PROPERTY OWNERS ASSOCIATION, ROSEMARY BCH FL BAY
View Details   CEDAR GROVE DEVELOPMENT AND IMPROVEMENT CORPORATION, PANAMA CITY FL BAY
View Details   CEDAR PARK MASTER OWNERS ASSOCIATION, PANAMA CITY FL BAY
View Details   CELADON BEACH HOMEOWNERS ASSOCIATION, PANAMA CITY BEACH FL BAY
View Details   CLUB AT MEXICO BEACH HOMEOWNERS ASSOCIATION, PORT SAINT JOE FL BAY
View Details   CLUBSIDE AT WILD HERON CONDO ASSOCIATION, PANAMA CITY BEACH FL BAY
View Details   CLUBSIDE II CONDO ASSOCIATION, PANAMA CITY BEACH FL BAY
View Details   COLONY CLUB, PANAMA CITY BEACH FL BAY
View Details   COMMODORE HOMEOWNERS ASSOCIATION, PANAMA CITY FL BAY
View Details   CONDOS AT WATERSIDE VILLAGE COMMUNITY ASSOCIATION, PORT SAINT JOE FL BAY
View Details   CONRAD POINTE ASSOCIATION, PANAMA CITY FL BAY
View Details   CONTINENTAL CONDO ASSOCIATION, PANAMA CITY BEACH FL BAY
View Details   CORAL BAY VILLAGE AT DOWNING STREET OWNERS ASSOCIATION, PANAMA CITY BEACH FL BAY
View Details   CORAL REEF HOMEOWNERS ASSOCIATION, PANAMA CITY FL BAY
View Details   COSTA VISTA TOWNHOMES OWNERS ASSOCIATION, PANAMA CITY FL BAY
View Details   COTTAGES AT WATERSIDE VILLAGE OWNERS ASSOCIATION, PANAMA CITY FL BAY
View Details   COUNTRY CLUB HARBOUR HOMEOWNERS ASSOCIATION, LYNN HAVEN FL BAY
View Details   COURTS AT WILD HERON CONDO ASSOCIATION, PANAMA CITY BEACH FL BAY
View Details   COVE ASSOCIATION, PANAMA CITY FL BAY
View Details   COVE HARBOR I CONDO ASSOCIATION, PANAMA CITY FL BAY
View Details   COVE POINTE HOMEOWNERS ASSOCIATION, PANAMA CITY FL BAY
View Details   CREEKSIDE AT WETAPPO CREEK OWNERS ASSOCIATION, PANAMA CITY FL BAY
View Details   DELWOOD ESTATES HOMEOWNERS ASSOCIATION, PANAMA CITY FL BAY
View Details   DERBY WOODS HOMEOWNERS ASSOCIATION, LYNN HAVEN FL BAY
View Details   DOCKSIDE HOMEOWNERS ASSOCIATION, PANAMA CITY FL BAY
View Details   DOCKSIDE NORTH HOMEOWNERS ASSOCIATION, PANAMA CITY FL BAY
View Details   DOLPHIN BAY HOMEOWNERS ASSOCIATION, PANAMA CITY BEACH FL BAY
View Details   DRAGONS RIDGE HOMEOWNERS ASSOCIATION, PANAMA CITY FL BAY
View Details   DUNE CREST TOWNHOMES HOMEOWNERS ASSOCIATION, PANAMA CITY FL BAY
View Details   DUNES OF PANAMA ASSOCIATION, PANAMA CITY FL BAY
View Details   DUNES OF PANAMA PHASE I ASSOCIATION, PANAMA CITY FL BAY
View Details   DUNES OF PANAMA PHASE II ASSOCIATION, PANAMA CITY FL BAY
View Details   DUNES OF PANAMA PHASE III ASSOCIATION, PANAMA CITY FL BAY
View Details   DUNES OF PANAMA PHASE IV ASSOCIATION, PANAMA CITY FL BAY
View Details   DUNES OF PANAMA PHASE V ASSOCIATION, PANAMA CITY FL BAY
View Details   EAST BAY PRESERVE AND YACHT CLUB HOMEOWNERS ASSOCIATION, PANAMA CITY FL BAY
View Details   EDGEWATER BEACH RESORT HOMEOWNERS ASSOCIATION, PANAMA CITY BEACH FL BAY
View Details   EISENHOWER CIRCLE HOMEOWNERS ASSOCIATION, LYNN HAVEN FL BAY
View Details   EL CENTRO VILLAS CONDO ASSOCIATION, PANAMA CITY BEACH FL BAY
View Details   EMBARCADERO HOMEOWNERS ASSOCIATION, PANAMA CITY FL BAY
View Details   EMERALD BEACH RESORT CONDO ASSOCIATION I, PANAMA CITY BEACH FL BAY
View Details   EMERALD BEACH RESORT MASTER OWNERS ASSOCIATION, PANAMA CITY BEACH FL BAY
View Details   EMERALD BEACH RESORT MULTI CONDO ASSOCIATION, PANAMA CITY BEACH FL BAY
View Details   EMERALD COAST YACHT CLUB HOMEOWNERS ASSOCIATION, PANAMA CITY FL BAY
View Details   EMERALD ISLE OF PANAMA CITY BEACH CONDO ASSOCIATION, PANAMA CITY BEACH FL BAY


What You Should Know About HOA’s In Florida

How much do you know about HOA's in Florida? Do you understand the HOA covenants and restrictions? What about HOA dues, fees, or special assessments? HOA's or homeowner associations in Florida are usually commonplace in most new, single-family home developments, and generally in every condominium or townhome communities. The HOA is the ruling and administration organization in the complex, subdivision, or development, and is usually comprised of an HOA board that is made up of volunteer homeowners.

How Florida Homeowner Associations Work

The central concept regarding a homeowners’ association (HOA) is that the residents of the community elect volunteer homeowners to the board of directors of the HOA. The board of director’s act as the governing body that oversees essential issues that come up in the community. The primary responsibilities of the board include representing the community resident’s best interests in protecting the value of their homes, by the enactment and enforcement of covenants and restrictions which are the rules that the community has agreed to abide by. Additionally, the HOA board is responsible for the assessment and collection of HOA fees, which are used to pay for the maintenance of the common areas and any other designated areas that are outlined in the covenants and deeds.

HOA Fees and Dues

Homeowner association dues are usually determined by the amenities available in the community and maintenance of the common areas. Amenities include such things as a gated entrance, clubhouse, community pool, tennis court, children’s playground, etc. Maintenance of the common areas include lakes, ponds, right of ways, medians, exterior painting, parking areas, sidewalks, streetlights (in communities that include private streets), and roofs. In some communities, group rates are negotiated for trash pickup, cable and internet services. This may be part of your dues. Generally, dues are collected monthly or quarterly in most HOA’s, dues collected annually are less common. Not paying your dues to the HOA can lead to a lien being placed on your property which if not resolved may result in your property being foreclosed.

HOA Membership is Mandatory

If you’re wondering whether you can get out of a homeowner’s association membership, you cannot. In Florida, generally, when you purchase a home, condo, townhouse, or villa that is overseen by a homeowner’s association, your membership in the association is automatic. There is no choice involved as the purchase of your property creates a contract with the HOA. The agreement states that you agree to follow the rules and regulations of the HOA as well as pay all of the dues, fees, and any special assessments that may arise.

Homeowners Association Common Rules and Regulations

Communities with homeowner associations contain rules and regulations in documents called covenants and restrictions. You should ask for a copy of the covenants and restrictions for the community before you execute a purchase agreement. Additionally, you can contract your purchase with the contingency that the covenants and restrictions must meet your approval and understanding.

Condominium Association Fees

Owners of condominiums are also subject to association fees. In Florida, condominium associations are governed by Florida Statute §718. In Florida, you may cancel your purchase contract through a “cooling off” provision within 7 days for a new condo or 3 days for a resale condo. This provision gives potential condo buyers time to review the condo fees, dues and budget.

Condominium association fees generally pay for maintenance of the grounds and common areas, exterior of the building, insurance, swimming pool, clubhouse, or other amenities. In many instances, the condo fee includes services such as garbage and water.

What You Should Know About HOA's in Florida A Few Final Thoughts

The best defense a homeowner has against their homeowners’ association is to be informed of your rights and obligations. To learn about your HOA, begin by reading the documents that control the HOA’s power. These include the Bylaws, Declarations of Restrictive Covenants, Articles of Incorporation and any Rules and Regulations. In Florida, HOA’s are governed by Chapter 720 of the Florida Statutes. Although there is no agency that enforces the Florida HOA statutes, the Department of Business and Professional Regulation deals with elections and recalls. This leaves the homeowner with one option and that is to litigate against the HOA, however, before filing a suit, pre-suit mediation must occur.

Homeowners should also be aware that if a new state law is enacted, it cannot be retroactively applied to change the HOA governing documents. Your HOA Bylaws, Declarations of Restrictive Covenants, and Rules are contracts. There are several exceptions to this, first if your governing documents state that they are “subject to Florida Statute Chapter 720 as amended from time to time,” or Florida Statute Chapter 617 and or 607, in the event that the association was created before Florida Statute Chapter 720 was enacted. Obtaining a copy of the Florida law at the time that the HOA documents were recorded can be found at the county courthouse where the property is located.